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All-in-one tool for Tracking your Credit Score and Managing Unwanted Accounts.

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Hit your Healthy Credit Score goals

All-in-one tool for Tracking your Credit Score and Managing Unwanted Accounts.

  • Track & Improve Your Credit Score

    FEATURES OF SCOFIT

    Along with credit score, tips and credit profile. Scofit also offers insights into:

    01.

    Payment history

    Take a look at your past payments and the percentage of on-time payments. Consistent, on-time payments boost credit scores.

    • Payment History

    02.

    Credit Age

    Track the number of years a credit account has stayed active. Older credit age means more reliability and higher score.

    • Credit Age

    03.

    Credit card utilisation

    Monitor the spending on your credit card as a percentage of the admissible limit. Cap your credit card utilisation to 30% (ideally).

    • Credit Cards

    04.

    Number of credit lines

    Gain an overview of any active loans, credit cards, and other financial instruments. Diversify your credit mix for a healthy score.

    • Credit Lines

    05.

    Credit Inquiries

    Check out the number of times a bank or NBFC has inquired about your credit report. Fewer inquiries mean better credit score.

    • Credit

    06.

    Defaulted Loans

    Visualise the number of loans in a default state to your name. Default loans can severely damage your credit score.

    • Loans

    We help Businesses
    do more with credit

    Our team provides personalized guidance and solutions to navigate your finances, ensuring stability and growth.

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    Partners

    Customer Testimonials

    You're in good company

    The best way to showcase our commitment is through the experiences and stories of those who have partnered with us.

    As a dairy shop owner, having access to affordable loans is crucial. Scofit’s platform made it easy for me to understand and improve my credit score, which in turn helped me get a better loan. The app is straightforward, and the personalized tips have been incredibly helpful. Scofit is a must-have for small business owners like me!

    Kavita Joshi

    Dairy Shop Owner

    Scofit has provided me with the financial insights and tools I needed to take my pharmacy to the next level. Their credit monitoring services and expert advice have helped me secure better loan terms and manage my credit profile effectively. Scofit is an excellent resource for any small business looking to improve their financial health.

    Rajiv Verma

    Pharmacy Owner

    I’ve been using Scofit for a few months now, and it’s been a game-changer for my grocery store. The monthly credit health reports and personalized coaching have helped me improve my credit score and manage my loans better. Scofit’s support and guidance have been invaluable. A fantastic tool for small businesses!

    Sunita Sharma

    Grocery Store Owner

    Scofit has been instrumental in helping me grow my dairy business. The app’s insights into my credit profile and the personalized action plans have significantly improved my financial health. Thanks to Scofit, I was able to get a loan at a much lower interest rate to expand my operations. I highly recommend Scofit to other small business owners!

    Suresh Patel

    Dairy Products Vendor

    Running a medical store means I need to have my finances in order. Scofit provided me with the tools to monitor and improve my credit score effectively. The detailed credit reports and expert guidance have been crucial in securing better loan rates for my business. Scofit is a must-have for any small business owner!

    Dr. Anjali Mehta

    Medical Store Owner

    Scofit has been a lifesaver for my Kirana store. Managing finances and improving my credit score felt overwhelming, but Scofit’s easy-to-use app and personalized advice made it manageable. Their credit health reports and loan recommendations helped me secure a better loan to expand my inventory. Highly recommend to fellow store owners!

    Ramesh Gupta

    Kirana Store Owner

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